This Week in Aussie & Indian Fintech

The Money Yarn — This Week in Aussie & Indian Fintech

Pull up a chair. It’s time to untangle what happened in the world of finance, founders, and fearless pivots. ⸻ Australia: ANZ goes all in on PayTo: ANZ just announced major PayTo upgrades across its platforms. Forget direct debits — the future is real-time, user-controlled, and frictionless.

Westpac’s AI trading assistant: Westpac is piloting an AI tool to help customers make investment decisions. Robo-advisors aren’t just for Silicon Valley bros anymore — they’re heading straight to your mum’s bank app.

CBA partners with Shopify: Commonwealth Bank is teaming up with Shopify to offer faster merchant settlements. Banks are finally realising: beat fintechs or become fintechs. ⸻ India: RBI cracks down on unsecured loans: India’s central bank is tightening norms around personal loans and BNPL credit. The fintech party isn’t over — but the bouncers are definitely checking IDs now.

Google Pay eyes Indian SMEs: Google Pay is rolling out new tools for small businesses in India — invoices, credit lines, and loyalty programs. Big Tech is officially playing SME fintech catch-up.

HDFC Bank launches Tap & Pay: India’s biggest private bank just launched NFC payments through its mobile app. No more digging for cards — just tap your phone and go. ⸻ 🎯 Bonus Byte: Stripe quietly building for UPI: Stripe is working behind the scenes to roll out UPI acceptance for Indian merchants.

Global fintechs aren’t just watching — they’re adapting to the India playbook.

If you can’t beat UPI, you join it.

Meanwhile, somewhere in a Melbourne café, a founder is sketching a new payments app on a napkin — dreaming of building the next big thing before the barista calls out their flat white. ⸻ Whether you’re fixing a bug at midnight or pitching your 7th investor of the week, remember: Money moves fast — but good stories move faster.

Catch ya next Sunday.

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